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25802 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 25802 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,149
P&I Payment$793
Taxes & Ins$140
Utilities$217
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Mortgage Details

$148,311
Local Median: $148,311
$29,662 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,149

Monthly Breakdown

Principal & Interest
$793
Property Taxes
$63
Homeowners Ins.
$76
Utilities
$217

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$166,846

Local Housing Facts for ZIP Code 25802

  • ·Median home value: $148,311 (adjusted for current market conditions)
  • ·Est. property taxes: $759/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $916/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,602/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BECKLEY?

Based on the local median home value, estimated real estate property taxes in BECKLEY are around $759 per year.

What is the average home price in BECKLEY?

The median home value in BECKLEY is currently estimated at $148,311.

How much does homeowners insurance cost in BECKLEY?

For a median priced home, homeowners insurance in BECKLEY averages around $916 annually.

What is the true total cost of owning a home in BECKLEY?

True homeownership costs go beyond principal and interest. In BECKLEY, a typical homeowner with a median-priced home of $148,311 can expect to pay roughly $759/yr in property taxes, $916/yr for homeowners insurance, and $2,602/yr in energy utilities. That adds approximately $356 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.