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25837 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 25837 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,301
P&I Payment$932
Taxes & Ins$148
Utilities$221
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Mortgage Details

$175,330
Local Median: $175,330
$35,066 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,301

Monthly Breakdown

Principal & Interest
$932
Property Taxes
$73
Homeowners Ins.
$75
Utilities
$221

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$195,138

Local Housing Facts for ZIP Code 25837

  • ·Median home value: $175,330 (adjusted for current market conditions)
  • ·Est. property taxes: $875/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $897/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,656/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in EDMOND?

Based on the local median home value, estimated real estate property taxes in EDMOND are around $875 per year.

What is the average home price in EDMOND?

The median home value in EDMOND is currently estimated at $175,330.

How much does homeowners insurance cost in EDMOND?

For a median priced home, homeowners insurance in EDMOND averages around $897 annually.

What is the true total cost of owning a home in EDMOND?

True homeownership costs go beyond principal and interest. In EDMOND, a typical homeowner with a median-priced home of $175,330 can expect to pay roughly $875/yr in property taxes, $897/yr for homeowners insurance, and $2,656/yr in energy utilities. That adds approximately $369 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.