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26149 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 26149 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,070
P&I Payment$773
Taxes & Ins$150
Utilities$147
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Mortgage Details

$143,713
Local Median: $143,713
$28,743 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,070

Monthly Breakdown

Principal & Interest
$773
Property Taxes
$59
Homeowners Ins.
$91
Utilities
$147

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$163,151

Local Housing Facts for ZIP Code 26149

  • ·Median home value: $143,713 (adjusted for current market conditions)
  • ·Est. property taxes: $704/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,094/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,768/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MIDDLEBOURNE?

Based on the local median home value, estimated real estate property taxes in MIDDLEBOURNE are around $704 per year.

What is the average home price in MIDDLEBOURNE?

The median home value in MIDDLEBOURNE is currently estimated at $143,713.

How much does homeowners insurance cost in MIDDLEBOURNE?

For a median priced home, homeowners insurance in MIDDLEBOURNE averages around $1,094 annually.

What is the true total cost of owning a home in MIDDLEBOURNE?

True homeownership costs go beyond principal and interest. In MIDDLEBOURNE, a typical homeowner with a median-priced home of $143,713 can expect to pay roughly $704/yr in property taxes, $1,094/yr for homeowners insurance, and $1,768/yr in energy utilities. That adds approximately $297 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.