Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

27265 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 27265 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 27265 Hub
Est. Total Monthly Cost
$2,202
P&I Payment$1,766
Taxes & Ins$267
Utilities$170
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 27265 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$332,658
Local Median: $332,658
$66,532 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,202

Monthly Breakdown

Principal & Interest
$1,766
Property Taxes
$215
Homeowners Ins.
$52
Utilities
$170

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$369,469

Local Housing Facts for ZIP Code 27265

  • ·Median home value: $332,658 (adjusted for current market conditions)
  • ·Est. property taxes: $2,580/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $624/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,036/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in HIGH POINT?

Based on the local median home value, estimated real estate property taxes in HIGH POINT are around $2,580 per year.

What is the average home price in HIGH POINT?

The median home value in HIGH POINT is currently estimated at $332,658.

How much does homeowners insurance cost in HIGH POINT?

For a median priced home, homeowners insurance in HIGH POINT averages around $624 annually.

What is the true total cost of owning a home in HIGH POINT?

True homeownership costs go beyond principal and interest. In HIGH POINT, a typical homeowner with a median-priced home of $332,658 can expect to pay roughly $2,580/yr in property taxes, $624/yr for homeowners insurance, and $2,036/yr in energy utilities. That adds approximately $437 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.