Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

27523 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 27523 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 27523 Hub
Est. Total Monthly Cost
$4,672
P&I Payment$4,065
Taxes & Ins$431
Utilities$176
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 27523 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$778,389
Local Median: $778,389
$155,678 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,672

Monthly Breakdown

Principal & Interest
$4,065
Property Taxes
$354
Homeowners Ins.
$77
Utilities
$176

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$840,691

Local Housing Facts for ZIP Code 27523

  • ·Median home value: $778,389 (adjusted for current market conditions)
  • ·Est. property taxes: $4,247/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $929/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,112/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in APEX?

Based on the local median home value, estimated real estate property taxes in APEX are around $4,247 per year.

What is the average home price in APEX?

The median home value in APEX is currently estimated at $778,389.

How much does homeowners insurance cost in APEX?

For a median priced home, homeowners insurance in APEX averages around $929 annually.

What is the true total cost of owning a home in APEX?

True homeownership costs go beyond principal and interest. In APEX, a typical homeowner with a median-priced home of $778,389 can expect to pay roughly $4,247/yr in property taxes, $929/yr for homeowners insurance, and $2,112/yr in energy utilities. That adds approximately $607 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.