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27893 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 27893 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,146
P&I Payment$834
Taxes & Ins$150
Utilities$162
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Mortgage Details

$156,899
Local Median: $156,899
$31,380 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,146

Monthly Breakdown

Principal & Interest
$834
Property Taxes
$95
Homeowners Ins.
$55
Utilities
$162

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$174,777

Local Housing Facts for ZIP Code 27893

  • ·Median home value: $156,899 (adjusted for current market conditions)
  • ·Est. property taxes: $1,138/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $664/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,944/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WILSON?

Based on the local median home value, estimated real estate property taxes in WILSON are around $1,138 per year.

What is the average home price in WILSON?

The median home value in WILSON is currently estimated at $156,899.

How much does homeowners insurance cost in WILSON?

For a median priced home, homeowners insurance in WILSON averages around $664 annually.

What is the true total cost of owning a home in WILSON?

True homeownership costs go beyond principal and interest. In WILSON, a typical homeowner with a median-priced home of $156,899 can expect to pay roughly $1,138/yr in property taxes, $664/yr for homeowners insurance, and $1,944/yr in energy utilities. That adds approximately $312 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.