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28091 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 28091 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,350
P&I Payment$1,021
Taxes & Ins$135
Utilities$195
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Mortgage Details

$190,460
Local Median: $190,460
$38,092 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,350

Monthly Breakdown

Principal & Interest
$1,021
Property Taxes
$86
Homeowners Ins.
$49
Utilities
$195

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$215,112

Local Housing Facts for ZIP Code 28091

  • ·Median home value: $190,460 (adjusted for current market conditions)
  • ·Est. property taxes: $1,026/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $588/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,336/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LILESVILLE?

Based on the local median home value, estimated real estate property taxes in LILESVILLE are around $1,026 per year.

What is the average home price in LILESVILLE?

The median home value in LILESVILLE is currently estimated at $190,460.

How much does homeowners insurance cost in LILESVILLE?

For a median priced home, homeowners insurance in LILESVILLE averages around $588 annually.

What is the true total cost of owning a home in LILESVILLE?

True homeownership costs go beyond principal and interest. In LILESVILLE, a typical homeowner with a median-priced home of $190,460 can expect to pay roughly $1,026/yr in property taxes, $588/yr for homeowners insurance, and $2,336/yr in energy utilities. That adds approximately $329 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.