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28170 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 28170 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,153
P&I Payment$815
Taxes & Ins$130
Utilities$208
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Mortgage Details

$151,811
Local Median: $151,811
$30,362 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,153

Monthly Breakdown

Principal & Interest
$815
Property Taxes
$83
Homeowners Ins.
$47
Utilities
$208

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$171,844

Local Housing Facts for ZIP Code 28170

  • ·Median home value: $151,811 (adjusted for current market conditions)
  • ·Est. property taxes: $1,000/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $564/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,490/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WADESBORO?

Based on the local median home value, estimated real estate property taxes in WADESBORO are around $1,000 per year.

What is the average home price in WADESBORO?

The median home value in WADESBORO is currently estimated at $151,811.

How much does homeowners insurance cost in WADESBORO?

For a median priced home, homeowners insurance in WADESBORO averages around $564 annually.

What is the true total cost of owning a home in WADESBORO?

True homeownership costs go beyond principal and interest. In WADESBORO, a typical homeowner with a median-priced home of $151,811 can expect to pay roughly $1,000/yr in property taxes, $564/yr for homeowners insurance, and $2,490/yr in energy utilities. That adds approximately $338 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.