Local
Learn about the people, housing, costs and businesses in 28309
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 28309.
True all-in cost — P&I, taxes, insurance & utilities for homes in 28309.
Find and compare lenders active near 28309.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for 28309.
Seismic risk and earthquake insurance estimates for 28309.
Wildfire exposure and insurance estimates for 28309.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for ZIP code 28309 is approximately 7.107% (7.153% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 28309The median home value in ZIP code 28309 is $162k. The median monthly rent is $1,104. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in ZIP code 28309 have increased 66.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,067/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $46k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 28309 is $57k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 28309 are public administration (27%) and retail (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
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