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28353 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 28353 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,306
P&I Payment$898
Taxes & Ins$201
Utilities$207
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Mortgage Details

$168,916
Local Median: $168,916
$33,783 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,306

Monthly Breakdown

Principal & Interest
$898
Property Taxes
$133
Homeowners Ins.
$68
Utilities
$207

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$188,228

Local Housing Facts for ZIP Code 28353

  • ·Median home value: $168,916 (adjusted for current market conditions)
  • ·Est. property taxes: $1,596/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $817/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,484/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LAURINBURG?

Based on the local median home value, estimated real estate property taxes in LAURINBURG are around $1,596 per year.

What is the average home price in LAURINBURG?

The median home value in LAURINBURG is currently estimated at $168,916.

How much does homeowners insurance cost in LAURINBURG?

For a median priced home, homeowners insurance in LAURINBURG averages around $817 annually.

What is the true total cost of owning a home in LAURINBURG?

True homeownership costs go beyond principal and interest. In LAURINBURG, a typical homeowner with a median-priced home of $168,916 can expect to pay roughly $1,596/yr in property taxes, $817/yr for homeowners insurance, and $2,484/yr in energy utilities. That adds approximately $408 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.