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28448 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 28448 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,789
P&I Payment$1,237
Taxes & Ins$344
Utilities$208
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Mortgage Details

$233,691
Local Median: $233,691
$46,738 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,789

Monthly Breakdown

Principal & Interest
$1,237
Property Taxes
$123
Homeowners Ins.
$221
Utilities
$208

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$258,468

Local Housing Facts for ZIP Code 28448

  • ·Median home value: $233,691 (adjusted for current market conditions)
  • ·Est. property taxes: $1,480/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,651/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,491/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in KELLY?

Based on the local median home value, estimated real estate property taxes in KELLY are around $1,480 per year.

What is the average home price in KELLY?

The median home value in KELLY is currently estimated at $233,691.

How much does homeowners insurance cost in KELLY?

For a median priced home, homeowners insurance in KELLY averages around $2,651 annually.

What is the true total cost of owning a home in KELLY?

True homeownership costs go beyond principal and interest. In KELLY, a typical homeowner with a median-priced home of $233,691 can expect to pay roughly $1,480/yr in property taxes, $2,651/yr for homeowners insurance, and $2,491/yr in energy utilities. That adds approximately $552 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.