Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

28454 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 28454 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 28454 Hub
Est. Total Monthly Cost
$2,088
P&I Payment$1,372
Taxes & Ins$559
Utilities$156
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 28454 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$257,329
Local Median: $257,329
$51,466 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,088

Monthly Breakdown

Principal & Interest
$1,372
Property Taxes
$110
Homeowners Ins.
$450
Utilities
$156

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$288,094

Local Housing Facts for ZIP Code 28454

  • ·Median home value: $257,329 (adjusted for current market conditions)
  • ·Est. property taxes: $1,316/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $5,395/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,875/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MAPLE HILL?

Based on the local median home value, estimated real estate property taxes in MAPLE HILL are around $1,316 per year.

What is the average home price in MAPLE HILL?

The median home value in MAPLE HILL is currently estimated at $257,329.

How much does homeowners insurance cost in MAPLE HILL?

For a median priced home, homeowners insurance in MAPLE HILL averages around $5,395 annually.

What is the true total cost of owning a home in MAPLE HILL?

True homeownership costs go beyond principal and interest. In MAPLE HILL, a typical homeowner with a median-priced home of $257,329 can expect to pay roughly $1,316/yr in property taxes, $5,395/yr for homeowners insurance, and $1,875/yr in energy utilities. That adds approximately $716 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.