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28461 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 28461 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,952
P&I Payment$3,535
Taxes & Ins$1,251
Utilities$166
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Mortgage Details

$672,996
Local Median: $672,996
$134,599 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,952

Monthly Breakdown

Principal & Interest
$3,535
Property Taxes
$312
Homeowners Ins.
$940
Utilities
$166

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$734,104

Local Housing Facts for ZIP Code 28461

  • ·Median home value: $672,996 (adjusted for current market conditions)
  • ·Est. property taxes: $3,740/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $11,277/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,990/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SOUTHPORT?

Based on the local median home value, estimated real estate property taxes in SOUTHPORT are around $3,740 per year.

What is the average home price in SOUTHPORT?

The median home value in SOUTHPORT is currently estimated at $672,996.

How much does homeowners insurance cost in SOUTHPORT?

For a median priced home, homeowners insurance in SOUTHPORT averages around $11,277 annually.

What is the true total cost of owning a home in SOUTHPORT?

True homeownership costs go beyond principal and interest. In SOUTHPORT, a typical homeowner with a median-priced home of $672,996 can expect to pay roughly $3,740/yr in property taxes, $11,277/yr for homeowners insurance, and $1,990/yr in energy utilities. That adds approximately $1,417 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.