Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

28624 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 28624 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 28624 Hub
Est. Total Monthly Cost
$1,128
P&I Payment$842
Taxes & Ins$129
Utilities$157
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 28624 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$159,420
Local Median: $159,420
$31,884 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,128

Monthly Breakdown

Principal & Interest
$842
Property Taxes
$88
Homeowners Ins.
$41
Utilities
$157

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$175,553

Local Housing Facts for ZIP Code 28624

  • ·Median home value: $159,420 (adjusted for current market conditions)
  • ·Est. property taxes: $1,056/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $494/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,884/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FERGUSON?

Based on the local median home value, estimated real estate property taxes in FERGUSON are around $1,056 per year.

What is the average home price in FERGUSON?

The median home value in FERGUSON is currently estimated at $159,420.

How much does homeowners insurance cost in FERGUSON?

For a median priced home, homeowners insurance in FERGUSON averages around $494 annually.

What is the true total cost of owning a home in FERGUSON?

True homeownership costs go beyond principal and interest. In FERGUSON, a typical homeowner with a median-priced home of $159,420 can expect to pay roughly $1,056/yr in property taxes, $494/yr for homeowners insurance, and $1,884/yr in energy utilities. That adds approximately $286 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.