Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

28690 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 28690 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 28690 Hub
Est. Total Monthly Cost
$1,773
P&I Payment$1,464
Taxes & Ins$167
Utilities$142
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 28690 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$275,889
Local Median: $275,889
$55,178 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,773

Monthly Breakdown

Principal & Interest
$1,464
Property Taxes
$116
Homeowners Ins.
$51
Utilities
$142

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$306,152

Local Housing Facts for ZIP Code 28690

  • ·Median home value: $275,889 (adjusted for current market conditions)
  • ·Est. property taxes: $1,396/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $606/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,708/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in VALDESE?

Based on the local median home value, estimated real estate property taxes in VALDESE are around $1,396 per year.

What is the average home price in VALDESE?

The median home value in VALDESE is currently estimated at $275,889.

How much does homeowners insurance cost in VALDESE?

For a median priced home, homeowners insurance in VALDESE averages around $606 annually.

What is the true total cost of owning a home in VALDESE?

True homeownership costs go beyond principal and interest. In VALDESE, a typical homeowner with a median-priced home of $275,889 can expect to pay roughly $1,396/yr in property taxes, $606/yr for homeowners insurance, and $1,708/yr in energy utilities. That adds approximately $309 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.