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Learn about the people, housing, costs and businesses in 28704
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 28704.
True all-in cost — P&I, taxes, insurance & utilities for homes in 28704.
Find and compare lenders active near 28704.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for 28704.
Seismic risk and earthquake insurance estimates for 28704.
Wildfire exposure and insurance estimates for 28704.
As of today, the 30-year fixed mortgage rate for ZIP code 28704 is approximately 6.864% (6.899% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 28704The median home value in ZIP code 28704 is $439k. The median monthly rent is $1,306. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in ZIP code 28704 have increased 23.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,386/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $59k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 28704 is $89k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 28704 are public administration (25%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.