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28738 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 28738 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,889
P&I Payment$1,476
Taxes & Ins$180
Utilities$233
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Mortgage Details

$277,865
Local Median: $277,865
$55,573 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,889

Monthly Breakdown

Principal & Interest
$1,476
Property Taxes
$134
Homeowners Ins.
$46
Utilities
$233

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$308,935

Local Housing Facts for ZIP Code 28738

  • ·Median home value: $277,865 (adjusted for current market conditions)
  • ·Est. property taxes: $1,612/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $551/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,793/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in HAZELWOOD?

Based on the local median home value, estimated real estate property taxes in HAZELWOOD are around $1,612 per year.

What is the average home price in HAZELWOOD?

The median home value in HAZELWOOD is currently estimated at $277,865.

How much does homeowners insurance cost in HAZELWOOD?

For a median priced home, homeowners insurance in HAZELWOOD averages around $551 annually.

What is the true total cost of owning a home in HAZELWOOD?

True homeownership costs go beyond principal and interest. In HAZELWOOD, a typical homeowner with a median-priced home of $277,865 can expect to pay roughly $1,612/yr in property taxes, $551/yr for homeowners insurance, and $2,793/yr in energy utilities. That adds approximately $413 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.