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28744 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 28744 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,060
P&I Payment$815
Taxes & Ins$117
Utilities$128
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Mortgage Details

$152,451
Local Median: $152,451
$30,490 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,060

Monthly Breakdown

Principal & Interest
$815
Property Taxes
$76
Homeowners Ins.
$42
Utilities
$128

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$171,327

Local Housing Facts for ZIP Code 28744

  • ·Median home value: $152,451 (adjusted for current market conditions)
  • ·Est. property taxes: $910/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $499/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,536/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FRANKLIN?

Based on the local median home value, estimated real estate property taxes in FRANKLIN are around $910 per year.

What is the average home price in FRANKLIN?

The median home value in FRANKLIN is currently estimated at $152,451.

How much does homeowners insurance cost in FRANKLIN?

For a median priced home, homeowners insurance in FRANKLIN averages around $499 annually.

What is the true total cost of owning a home in FRANKLIN?

True homeownership costs go beyond principal and interest. In FRANKLIN, a typical homeowner with a median-priced home of $152,451 can expect to pay roughly $910/yr in property taxes, $499/yr for homeowners insurance, and $1,536/yr in energy utilities. That adds approximately $245 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.