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30004 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 30004 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,439
P&I Payment$4,675
Taxes & Ins$578
Utilities$186
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Mortgage Details

$895,365
Local Median: $895,365
$179,073 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,439

Monthly Breakdown

Principal & Interest
$4,675
Property Taxes
$491
Homeowners Ins.
$87
Utilities
$186

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$966,686

Local Housing Facts for ZIP Code 30004

  • ·Median home value: $895,365 (adjusted for current market conditions)
  • ·Est. property taxes: $5,895/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,041/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,230/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ALPHARETTA?

Based on the local median home value, estimated real estate property taxes in ALPHARETTA are around $5,895 per year.

What is the average home price in ALPHARETTA?

The median home value in ALPHARETTA is currently estimated at $895,365.

How much does homeowners insurance cost in ALPHARETTA?

For a median priced home, homeowners insurance in ALPHARETTA averages around $1,041 annually.

What is the true total cost of owning a home in ALPHARETTA?

True homeownership costs go beyond principal and interest. In ALPHARETTA, a typical homeowner with a median-priced home of $895,365 can expect to pay roughly $5,895/yr in property taxes, $1,041/yr for homeowners insurance, and $2,230/yr in energy utilities. That adds approximately $764 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.