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33738 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 33738 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,849
P&I Payment$5,105
Taxes & Ins$612
Utilities$133
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Mortgage Details

$978,597
Local Median: $978,597
$195,719 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,849

Monthly Breakdown

Principal & Interest
$5,105
Property Taxes
$380
Homeowners Ins.
$231
Utilities
$133

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,054,857

Local Housing Facts for ZIP Code 33738

  • ·Median home value: $978,597 (adjusted for current market conditions)
  • ·Est. property taxes: $4,562/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,777/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,592/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SAINT PETERSBURG?

Based on the local median home value, estimated real estate property taxes in SAINT PETERSBURG are around $4,562 per year.

What is the average home price in SAINT PETERSBURG?

The median home value in SAINT PETERSBURG is currently estimated at $978,597.

How much does homeowners insurance cost in SAINT PETERSBURG?

For a median priced home, homeowners insurance in SAINT PETERSBURG averages around $2,777 annually.

What is the true total cost of owning a home in SAINT PETERSBURG?

True homeownership costs go beyond principal and interest. In SAINT PETERSBURG, a typical homeowner with a median-priced home of $978,597 can expect to pay roughly $4,562/yr in property taxes, $2,777/yr for homeowners insurance, and $1,592/yr in energy utilities. That adds approximately $744 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.