Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

33853 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 33853 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 33853 Hub
Est. Total Monthly Cost
$1,546
P&I Payment$1,124
Taxes & Ins$250
Utilities$172
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 33853 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$209,654
Local Median: $209,654
$41,931 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,546

Monthly Breakdown

Principal & Interest
$1,124
Property Taxes
$135
Homeowners Ins.
$115
Utilities
$172

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$236,872

Local Housing Facts for ZIP Code 33853

  • ·Median home value: $209,654 (adjusted for current market conditions)
  • ·Est. property taxes: $1,615/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,379/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,069/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LAKE WALES?

Based on the local median home value, estimated real estate property taxes in LAKE WALES are around $1,615 per year.

What is the average home price in LAKE WALES?

The median home value in LAKE WALES is currently estimated at $209,654.

How much does homeowners insurance cost in LAKE WALES?

For a median priced home, homeowners insurance in LAKE WALES averages around $1,379 annually.

What is the true total cost of owning a home in LAKE WALES?

True homeownership costs go beyond principal and interest. In LAKE WALES, a typical homeowner with a median-priced home of $209,654 can expect to pay roughly $1,615/yr in property taxes, $1,379/yr for homeowners insurance, and $2,069/yr in energy utilities. That adds approximately $422 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.