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35042 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 35042 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,489
P&I Payment$1,158
Taxes & Ins$109
Utilities$222
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Mortgage Details

$217,932
Local Median: $217,932
$43,586 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,489

Monthly Breakdown

Principal & Interest
$1,158
Property Taxes
$32
Homeowners Ins.
$77
Utilities
$222

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$242,511

Local Housing Facts for ZIP Code 35042

  • ·Median home value: $217,932 (adjusted for current market conditions)
  • ·Est. property taxes: $379/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $927/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,661/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in CENTREVILLE?

Based on the local median home value, estimated real estate property taxes in CENTREVILLE are around $379 per year.

What is the average home price in CENTREVILLE?

The median home value in CENTREVILLE is currently estimated at $217,932.

How much does homeowners insurance cost in CENTREVILLE?

For a median priced home, homeowners insurance in CENTREVILLE averages around $927 annually.

What is the true total cost of owning a home in CENTREVILLE?

True homeownership costs go beyond principal and interest. In CENTREVILLE, a typical homeowner with a median-priced home of $217,932 can expect to pay roughly $379/yr in property taxes, $927/yr for homeowners insurance, and $2,661/yr in energy utilities. That adds approximately $331 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.