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Learn about the people, housing, costs and businesses in 35486
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 35486.
True all-in cost — P&I, taxes, insurance & utilities for homes in 35486.
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Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for ZIP code 35486 is approximately 6.953% (6.994% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 35486Home values in ZIP code 35486 have increased 11.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $880/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $38k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 35486 is $19k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 35486 are public administration (37%) and healthcare (6%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
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