Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

35552 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 35552 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 35552 Hub
Est. Total Monthly Cost
$1,245
P&I Payment$940
Taxes & Ins$103
Utilities$201
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 35552 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$177,132
Local Median: $177,132
$35,426 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,245

Monthly Breakdown

Principal & Interest
$940
Property Taxes
$28
Homeowners Ins.
$75
Utilities
$201

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$196,836

Local Housing Facts for ZIP Code 35552

  • ·Median home value: $177,132 (adjusted for current market conditions)
  • ·Est. property taxes: $338/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $903/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,414/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DETROIT?

Based on the local median home value, estimated real estate property taxes in DETROIT are around $338 per year.

What is the average home price in DETROIT?

The median home value in DETROIT is currently estimated at $177,132.

How much does homeowners insurance cost in DETROIT?

For a median priced home, homeowners insurance in DETROIT averages around $903 annually.

What is the true total cost of owning a home in DETROIT?

True homeownership costs go beyond principal and interest. In DETROIT, a typical homeowner with a median-priced home of $177,132 can expect to pay roughly $338/yr in property taxes, $903/yr for homeowners insurance, and $2,414/yr in energy utilities. That adds approximately $305 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.