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Cost of Living in ZIP 35653

Is it better to rent or buy in ZIP 35653? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$56,257
$710/mo

Median in area: $710

$130,221

Median in area: $130,221

$26,044

If you Rent

$905 /mo
Base Rent$710
Est. Utilities$195
% of Income19.3%
Pre-tax Residual$3,783

If you Buy

$998 /mo
P&I (6.97%)$691
Taxes & Ins$112
Est. Utilities$195
% of Income21.3%
Pre-tax Residual$3,690

Compare Nearby Areas

See how ZIP 35653 stacks up against neighboring areas.

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 35653?

Based on median housing data, renting is currently more affordable on a monthly basis in ZIP 35653. The estimated all-in monthly cost for renting is $905, while owning a median-priced home with a 20% down payment is roughly $998 per month (a difference of $93).

How much do utilities cost in ZIP 35653?

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 35653 is approximately $195. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 35653?

To comfortably afford the median rent and utilities in ZIP 35653 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $36,200 per year.