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Learn about the people, housing, costs and businesses in 35814
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 35814.
True all-in cost — P&I, taxes, insurance & utilities for homes in 35814.
Find and compare lenders active near 35814.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for ZIP code 35814 is approximately 7.099% (7.145% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 35814Home values in ZIP code 35814 have increased 36.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $875/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $38k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 35814 is $41k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 35814 are public administration (40%) and retail (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
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