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36744 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 36744 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,331
P&I Payment$1,018
Taxes & Ins$103
Utilities$210
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Mortgage Details

$190,749
Local Median: $190,749
$38,150 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,331

Monthly Breakdown

Principal & Interest
$1,018
Property Taxes
$25
Homeowners Ins.
$78
Utilities
$210

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$213,849

Local Housing Facts for ZIP Code 36744

  • ·Median home value: $190,749 (adjusted for current market conditions)
  • ·Est. property taxes: $296/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $934/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,525/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in GREENSBORO?

Based on the local median home value, estimated real estate property taxes in GREENSBORO are around $296 per year.

What is the average home price in GREENSBORO?

The median home value in GREENSBORO is currently estimated at $190,749.

How much does homeowners insurance cost in GREENSBORO?

For a median priced home, homeowners insurance in GREENSBORO averages around $934 annually.

What is the true total cost of owning a home in GREENSBORO?

True homeownership costs go beyond principal and interest. In GREENSBORO, a typical homeowner with a median-priced home of $190,749 can expect to pay roughly $296/yr in property taxes, $934/yr for homeowners insurance, and $2,525/yr in energy utilities. That adds approximately $313 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.