Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Cost of Living in ZIP 37310

Is it better to rent or buy in ZIP 37310? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

← Back to ZIP 37310 Hub

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$79,026
$1,156/mo

Median in area: $1,156

$294,249

Median in area: $294,249

$58,850

If you Rent

$1,332 /mo
Base Rent$1,156
Est. Utilities$176
% of Income20.2%
Pre-tax Residual$5,254

If you Buy

$1,940 /mo
P&I (6.917%)$1,553
Taxes & Ins$211
Est. Utilities$176
% of Income29.5%
Pre-tax Residual$4,645

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 37310?›

Based on median housing data, renting is currently more affordable on a monthly basis in ZIP 37310. The estimated all-in monthly cost for renting is $1,332, while owning a median-priced home with a 20% down payment is roughly $1,940 per month (a difference of $608).

How much do utilities cost in ZIP 37310?›

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 37310 is approximately $176. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 37310?›

To comfortably afford the median rent and utilities in ZIP 37310 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $53,280 per year.