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37664 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 37664 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,836
P&I Payment$1,496
Taxes & Ins$191
Utilities$149
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Mortgage Details

$281,600
Local Median: $281,600
$56,320 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,836

Monthly Breakdown

Principal & Interest
$1,496
Property Taxes
$129
Homeowners Ins.
$62
Utilities
$149

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$313,360

Local Housing Facts for ZIP Code 37664

  • ·Median home value: $281,600 (adjusted for current market conditions)
  • ·Est. property taxes: $1,551/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $746/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,784/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in KINGSPORT?

Based on the local median home value, estimated real estate property taxes in KINGSPORT are around $1,551 per year.

What is the average home price in KINGSPORT?

The median home value in KINGSPORT is currently estimated at $281,600.

How much does homeowners insurance cost in KINGSPORT?

For a median priced home, homeowners insurance in KINGSPORT averages around $746 annually.

What is the true total cost of owning a home in KINGSPORT?

True homeownership costs go beyond principal and interest. In KINGSPORT, a typical homeowner with a median-priced home of $281,600 can expect to pay roughly $1,551/yr in property taxes, $746/yr for homeowners insurance, and $1,784/yr in energy utilities. That adds approximately $340 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.