Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

37733 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 37733 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 37733 Hub
Est. Total Monthly Cost
$1,222
P&I Payment$878
Taxes & Ins$160
Utilities$184
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 37733 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$164,392
Local Median: $164,392
$32,878 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,222

Monthly Breakdown

Principal & Interest
$878
Property Taxes
$75
Homeowners Ins.
$85
Utilities
$184

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$184,491

Local Housing Facts for ZIP Code 37733

  • ·Median home value: $164,392 (adjusted for current market conditions)
  • ·Est. property taxes: $899/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,020/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,212/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in RUGBY?

Based on the local median home value, estimated real estate property taxes in RUGBY are around $899 per year.

What is the average home price in RUGBY?

The median home value in RUGBY is currently estimated at $164,392.

How much does homeowners insurance cost in RUGBY?

For a median priced home, homeowners insurance in RUGBY averages around $1,020 annually.

What is the true total cost of owning a home in RUGBY?

True homeownership costs go beyond principal and interest. In RUGBY, a typical homeowner with a median-priced home of $164,392 can expect to pay roughly $899/yr in property taxes, $1,020/yr for homeowners insurance, and $2,212/yr in energy utilities. That adds approximately $344 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.