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38024 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 38024 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,385
P&I Payment$1,006
Taxes & Ins$204
Utilities$175
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Mortgage Details

$188,519
Local Median: $188,519
$37,704 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,385

Monthly Breakdown

Principal & Interest
$1,006
Property Taxes
$84
Homeowners Ins.
$121
Utilities
$175

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$211,276

Local Housing Facts for ZIP Code 38024

  • ·Median home value: $188,519 (adjusted for current market conditions)
  • ·Est. property taxes: $1,005/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,447/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,096/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DYERSBURG?

Based on the local median home value, estimated real estate property taxes in DYERSBURG are around $1,005 per year.

What is the average home price in DYERSBURG?

The median home value in DYERSBURG is currently estimated at $188,519.

How much does homeowners insurance cost in DYERSBURG?

For a median priced home, homeowners insurance in DYERSBURG averages around $1,447 annually.

What is the true total cost of owning a home in DYERSBURG?

True homeownership costs go beyond principal and interest. In DYERSBURG, a typical homeowner with a median-priced home of $188,519 can expect to pay roughly $1,005/yr in property taxes, $1,447/yr for homeowners insurance, and $2,096/yr in energy utilities. That adds approximately $379 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.