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38027 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 38027 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,378
P&I Payment$1,894
Taxes & Ins$322
Utilities$162
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Mortgage Details

$359,979
Local Median: $359,979
$71,996 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,378

Monthly Breakdown

Principal & Interest
$1,894
Property Taxes
$191
Homeowners Ins.
$131
Utilities
$162

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$393,912

Local Housing Facts for ZIP Code 38027

  • ·Median home value: $359,979 (adjusted for current market conditions)
  • ·Est. property taxes: $2,292/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,571/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,939/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in COLLIERVILLE?

Based on the local median home value, estimated real estate property taxes in COLLIERVILLE are around $2,292 per year.

What is the average home price in COLLIERVILLE?

The median home value in COLLIERVILLE is currently estimated at $359,979.

How much does homeowners insurance cost in COLLIERVILLE?

For a median priced home, homeowners insurance in COLLIERVILLE averages around $1,571 annually.

What is the true total cost of owning a home in COLLIERVILLE?

True homeownership costs go beyond principal and interest. In COLLIERVILLE, a typical homeowner with a median-priced home of $359,979 can expect to pay roughly $2,292/yr in property taxes, $1,571/yr for homeowners insurance, and $1,939/yr in energy utilities. That adds approximately $484 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.