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38744 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 38744 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,020
P&I Payment$618
Taxes & Ins$135
Utilities$267
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Mortgage Details

$116,246
Local Median: $116,246
$23,249 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,020

Monthly Breakdown

Principal & Interest
$618
Property Taxes
$65
Homeowners Ins.
$70
Utilities
$267

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$129,559

Local Housing Facts for ZIP Code 38744

  • ·Median home value: $116,246 (adjusted for current market conditions)
  • ·Est. property taxes: $784/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $838/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,203/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in GLEN ALLAN?

Based on the local median home value, estimated real estate property taxes in GLEN ALLAN are around $784 per year.

What is the average home price in GLEN ALLAN?

The median home value in GLEN ALLAN is currently estimated at $116,246.

How much does homeowners insurance cost in GLEN ALLAN?

For a median priced home, homeowners insurance in GLEN ALLAN averages around $838 annually.

What is the true total cost of owning a home in GLEN ALLAN?

True homeownership costs go beyond principal and interest. In GLEN ALLAN, a typical homeowner with a median-priced home of $116,246 can expect to pay roughly $784/yr in property taxes, $838/yr for homeowners insurance, and $3,203/yr in energy utilities. That adds approximately $402 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.