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38838 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 38838 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,189
P&I Payment$893
Taxes & Ins$129
Utilities$167
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Mortgage Details

$163,643
Local Median: $163,643
$32,729 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,189

Monthly Breakdown

Principal & Interest
$893
Property Taxes
$63
Homeowners Ins.
$66
Utilities
$167

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$190,494

Local Housing Facts for ZIP Code 38838

  • ·Median home value: $163,643 (adjusted for current market conditions)
  • ·Est. property taxes: $754/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $796/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,003/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DENNIS?

Based on the local median home value, estimated real estate property taxes in DENNIS are around $754 per year.

What is the average home price in DENNIS?

The median home value in DENNIS is currently estimated at $163,643.

How much does homeowners insurance cost in DENNIS?

For a median priced home, homeowners insurance in DENNIS averages around $796 annually.

What is the true total cost of owning a home in DENNIS?

True homeownership costs go beyond principal and interest. In DENNIS, a typical homeowner with a median-priced home of $163,643 can expect to pay roughly $754/yr in property taxes, $796/yr for homeowners insurance, and $2,003/yr in energy utilities. That adds approximately $296 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.