Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

38967 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 38967 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 38967 Hub
Est. Total Monthly Cost
$1,115
P&I Payment$758
Taxes & Ins$165
Utilities$192
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 38967 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$141,140
Local Median: $141,140
$28,228 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,115

Monthly Breakdown

Principal & Interest
$758
Property Taxes
$97
Homeowners Ins.
$68
Utilities
$192

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$160,011

Local Housing Facts for ZIP Code 38967

  • ·Median home value: $141,140 (adjusted for current market conditions)
  • ·Est. property taxes: $1,163/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $818/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,303/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WINONA?

Based on the local median home value, estimated real estate property taxes in WINONA are around $1,163 per year.

What is the average home price in WINONA?

The median home value in WINONA is currently estimated at $141,140.

How much does homeowners insurance cost in WINONA?

For a median priced home, homeowners insurance in WINONA averages around $818 annually.

What is the true total cost of owning a home in WINONA?

True homeownership costs go beyond principal and interest. In WINONA, a typical homeowner with a median-priced home of $141,140 can expect to pay roughly $1,163/yr in property taxes, $818/yr for homeowners insurance, and $2,303/yr in energy utilities. That adds approximately $357 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.