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39180 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 39180 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,353
P&I Payment$963
Taxes & Ins$214
Utilities$176
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Mortgage Details

$181,338
Local Median: $181,338
$36,268 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,353

Monthly Breakdown

Principal & Interest
$963
Property Taxes
$119
Homeowners Ins.
$96
Utilities
$176

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$201,510

Local Housing Facts for ZIP Code 39180

  • ·Median home value: $181,338 (adjusted for current market conditions)
  • ·Est. property taxes: $1,425/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,147/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,107/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in VICKSBURG?

Based on the local median home value, estimated real estate property taxes in VICKSBURG are around $1,425 per year.

What is the average home price in VICKSBURG?

The median home value in VICKSBURG is currently estimated at $181,338.

How much does homeowners insurance cost in VICKSBURG?

For a median priced home, homeowners insurance in VICKSBURG averages around $1,147 annually.

What is the true total cost of owning a home in VICKSBURG?

True homeownership costs go beyond principal and interest. In VICKSBURG, a typical homeowner with a median-priced home of $181,338 can expect to pay roughly $1,425/yr in property taxes, $1,147/yr for homeowners insurance, and $2,107/yr in energy utilities. That adds approximately $390 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.