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Cost of Living in ZIP 39304

Is it better to rent or buy in ZIP 39304? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$19,709
$747/mo

Median in area: $747

$82,200

Median in area: $82,200

$16,440

If you Rent

$941 /mo
Base Rent$747
Est. Utilities$194
% of Income57.3%
Pre-tax Residual$701

If you Buy

$785 /mo
P&I (7.625%)$465
Taxes & Ins$126
Est. Utilities$194
% of Income47.8%
Pre-tax Residual$857

Compare Nearby Areas

See how ZIP 39304 stacks up against neighboring areas.

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 39304?

Based on median housing data, buying is currently more affordable on a monthly basis in ZIP 39304. The estimated all-in monthly cost for renting is $941, while owning a median-priced home with a 20% down payment is roughly $785 per month (a difference of $156).

How much do utilities cost in ZIP 39304?

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 39304 is approximately $194. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 39304?

To comfortably afford the median rent and utilities in ZIP 39304 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $37,640 per year.