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39563 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 39563 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,177
P&I Payment$744
Taxes & Ins$268
Utilities$165
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Mortgage Details

$139,220
Local Median: $139,220
$27,844 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,177

Monthly Breakdown

Principal & Interest
$744
Property Taxes
$98
Homeowners Ins.
$170
Utilities
$165

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$156,457

Local Housing Facts for ZIP Code 39563

  • ·Median home value: $139,220 (adjusted for current market conditions)
  • ·Est. property taxes: $1,176/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,044/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,977/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MOSS POINT?

Based on the local median home value, estimated real estate property taxes in MOSS POINT are around $1,176 per year.

What is the average home price in MOSS POINT?

The median home value in MOSS POINT is currently estimated at $139,220.

How much does homeowners insurance cost in MOSS POINT?

For a median priced home, homeowners insurance in MOSS POINT averages around $2,044 annually.

What is the true total cost of owning a home in MOSS POINT?

True homeownership costs go beyond principal and interest. In MOSS POINT, a typical homeowner with a median-priced home of $139,220 can expect to pay roughly $1,176/yr in property taxes, $2,044/yr for homeowners insurance, and $1,977/yr in energy utilities. That adds approximately $433 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.