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39601 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 39601 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,265
P&I Payment$903
Taxes & Ins$178
Utilities$184
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Mortgage Details

$168,844
Local Median: $168,844
$33,769 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,265

Monthly Breakdown

Principal & Interest
$903
Property Taxes
$99
Homeowners Ins.
$79
Utilities
$184

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$190,175

Local Housing Facts for ZIP Code 39601

  • ·Median home value: $168,844 (adjusted for current market conditions)
  • ·Est. property taxes: $1,183/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $950/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,206/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BROOKHAVEN?

Based on the local median home value, estimated real estate property taxes in BROOKHAVEN are around $1,183 per year.

What is the average home price in BROOKHAVEN?

The median home value in BROOKHAVEN is currently estimated at $168,844.

How much does homeowners insurance cost in BROOKHAVEN?

For a median priced home, homeowners insurance in BROOKHAVEN averages around $950 annually.

What is the true total cost of owning a home in BROOKHAVEN?

True homeownership costs go beyond principal and interest. In BROOKHAVEN, a typical homeowner with a median-priced home of $168,844 can expect to pay roughly $1,183/yr in property taxes, $950/yr for homeowners insurance, and $2,206/yr in energy utilities. That adds approximately $362 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.