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41174 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 41174 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,010
P&I Payment$666
Taxes & Ins$124
Utilities$220
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Mortgage Details

$117,894
Local Median: $117,894
$23,579 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,010

Monthly Breakdown

Principal & Interest
$666
Property Taxes
$74
Homeowners Ins.
$51
Utilities
$220

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$145,445

Local Housing Facts for ZIP Code 41174

  • ·Median home value: $117,894 (adjusted for current market conditions)
  • ·Est. property taxes: $882/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $608/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,637/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SOUTH PORTSMOUTH?

Based on the local median home value, estimated real estate property taxes in SOUTH PORTSMOUTH are around $882 per year.

What is the average home price in SOUTH PORTSMOUTH?

The median home value in SOUTH PORTSMOUTH is currently estimated at $117,894.

How much does homeowners insurance cost in SOUTH PORTSMOUTH?

For a median priced home, homeowners insurance in SOUTH PORTSMOUTH averages around $608 annually.

What is the true total cost of owning a home in SOUTH PORTSMOUTH?

True homeownership costs go beyond principal and interest. In SOUTH PORTSMOUTH, a typical homeowner with a median-priced home of $117,894 can expect to pay roughly $882/yr in property taxes, $608/yr for homeowners insurance, and $2,637/yr in energy utilities. That adds approximately $344 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.