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Cost of Living in ZIP 45039

Is it better to rent or buy in ZIP 45039? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$116,453
$1,840/mo

Median in area: $1,840

$351,399

Median in area: $351,399

$70,280

If you Rent

$2,028 /mo
Base Rent$1,840
Est. Utilities$188
% of Income20.9%
Pre-tax Residual$7,676

If you Buy

$2,504 /mo
P&I (6.89%)$1,850
Taxes & Ins$466
Est. Utilities$188
% of Income25.8%
Pre-tax Residual$7,201

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 45039?›

Based on median housing data, renting is currently more affordable on a monthly basis in ZIP 45039. The estimated all-in monthly cost for renting is $2,028, while owning a median-priced home with a 20% down payment is roughly $2,504 per month (a difference of $476).

How much do utilities cost in ZIP 45039?›

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 45039 is approximately $188. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 45039?›

To comfortably afford the median rent and utilities in ZIP 45039 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $81,120 per year.