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45120 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 45120 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,895
P&I Payment$1,494
Taxes & Ins$230
Utilities$171
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Mortgage Details

$280,179
Local Median: $280,179
$56,036 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,895

Monthly Breakdown

Principal & Interest
$1,494
Property Taxes
$166
Homeowners Ins.
$64
Utilities
$171

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$313,567

Local Housing Facts for ZIP Code 45120

  • ·Median home value: $280,179 (adjusted for current market conditions)
  • ·Est. property taxes: $1,992/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $772/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,052/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FELICITY?

Based on the local median home value, estimated real estate property taxes in FELICITY are around $1,992 per year.

What is the average home price in FELICITY?

The median home value in FELICITY is currently estimated at $280,179.

How much does homeowners insurance cost in FELICITY?

For a median priced home, homeowners insurance in FELICITY averages around $772 annually.

What is the true total cost of owning a home in FELICITY?

True homeownership costs go beyond principal and interest. In FELICITY, a typical homeowner with a median-priced home of $280,179 can expect to pay roughly $1,992/yr in property taxes, $772/yr for homeowners insurance, and $2,052/yr in energy utilities. That adds approximately $401 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.