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45154 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 45154 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,841
P&I Payment$1,450
Taxes & Ins$204
Utilities$187
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Mortgage Details

$272,572
Local Median: $272,572
$54,514 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,841

Monthly Breakdown

Principal & Interest
$1,450
Property Taxes
$138
Homeowners Ins.
$66
Utilities
$187

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$303,841

Local Housing Facts for ZIP Code 45154

  • ·Median home value: $272,572 (adjusted for current market conditions)
  • ·Est. property taxes: $1,657/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $794/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,241/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MOUNT ORAB?

Based on the local median home value, estimated real estate property taxes in MOUNT ORAB are around $1,657 per year.

What is the average home price in MOUNT ORAB?

The median home value in MOUNT ORAB is currently estimated at $272,572.

How much does homeowners insurance cost in MOUNT ORAB?

For a median priced home, homeowners insurance in MOUNT ORAB averages around $794 annually.

What is the true total cost of owning a home in MOUNT ORAB?

True homeownership costs go beyond principal and interest. In MOUNT ORAB, a typical homeowner with a median-priced home of $272,572 can expect to pay roughly $1,657/yr in property taxes, $794/yr for homeowners insurance, and $2,241/yr in energy utilities. That adds approximately $391 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.