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45352 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 45352 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,493
P&I Payment$1,065
Taxes & Ins$196
Utilities$233
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Mortgage Details

$197,815
Local Median: $197,815
$39,563 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,493

Monthly Breakdown

Principal & Interest
$1,065
Property Taxes
$118
Homeowners Ins.
$78
Utilities
$233

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$225,032

Local Housing Facts for ZIP Code 45352

  • ·Median home value: $197,815 (adjusted for current market conditions)
  • ·Est. property taxes: $1,421/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $930/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,794/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in PALESTINE?

Based on the local median home value, estimated real estate property taxes in PALESTINE are around $1,421 per year.

What is the average home price in PALESTINE?

The median home value in PALESTINE is currently estimated at $197,815.

How much does homeowners insurance cost in PALESTINE?

For a median priced home, homeowners insurance in PALESTINE averages around $930 annually.

What is the true total cost of owning a home in PALESTINE?

True homeownership costs go beyond principal and interest. In PALESTINE, a typical homeowner with a median-priced home of $197,815 can expect to pay roughly $1,421/yr in property taxes, $930/yr for homeowners insurance, and $2,794/yr in energy utilities. That adds approximately $429 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.