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45680 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 45680 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,300
P&I Payment$897
Taxes & Ins$156
Utilities$247
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Mortgage Details

$167,116
Local Median: $167,116
$33,423 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,300

Monthly Breakdown

Principal & Interest
$897
Property Taxes
$113
Homeowners Ins.
$43
Utilities
$247

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$189,395

Local Housing Facts for ZIP Code 45680

  • ·Median home value: $167,116 (adjusted for current market conditions)
  • ·Est. property taxes: $1,358/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $518/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,958/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SOUTH POINT?

Based on the local median home value, estimated real estate property taxes in SOUTH POINT are around $1,358 per year.

What is the average home price in SOUTH POINT?

The median home value in SOUTH POINT is currently estimated at $167,116.

How much does homeowners insurance cost in SOUTH POINT?

For a median priced home, homeowners insurance in SOUTH POINT averages around $518 annually.

What is the true total cost of owning a home in SOUTH POINT?

True homeownership costs go beyond principal and interest. In SOUTH POINT, a typical homeowner with a median-priced home of $167,116 can expect to pay roughly $1,358/yr in property taxes, $518/yr for homeowners insurance, and $2,958/yr in energy utilities. That adds approximately $403 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.