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45802 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 45802 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$571
P&I Payment$326
Taxes & Ins$84
Utilities$161
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Mortgage Details

$57,620
Local Median: $57,620
$11,524 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$571

Monthly Breakdown

Principal & Interest
$326
Property Taxes
$43
Homeowners Ins.
$41
Utilities
$161

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$71,359

Local Housing Facts for ZIP Code 45802

  • ·Median home value: $57,620 (adjusted for current market conditions)
  • ·Est. property taxes: $510/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $497/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,927/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LIMA?

Based on the local median home value, estimated real estate property taxes in LIMA are around $510 per year.

What is the average home price in LIMA?

The median home value in LIMA is currently estimated at $57,620.

How much does homeowners insurance cost in LIMA?

For a median priced home, homeowners insurance in LIMA averages around $497 annually.

What is the true total cost of owning a home in LIMA?

True homeownership costs go beyond principal and interest. In LIMA, a typical homeowner with a median-priced home of $57,620 can expect to pay roughly $510/yr in property taxes, $497/yr for homeowners insurance, and $1,927/yr in energy utilities. That adds approximately $245 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.