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45899 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 45899 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,396
P&I Payment$951
Taxes & Ins$198
Utilities$248
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Mortgage Details

$177,469
Local Median: $177,469
$35,494 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,396

Monthly Breakdown

Principal & Interest
$951
Property Taxes
$121
Homeowners Ins.
$77
Utilities
$248

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$200,233

Local Housing Facts for ZIP Code 45899

  • ·Median home value: $177,469 (adjusted for current market conditions)
  • ·Est. property taxes: $1,453/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $919/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,976/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WREN?

Based on the local median home value, estimated real estate property taxes in WREN are around $1,453 per year.

What is the average home price in WREN?

The median home value in WREN is currently estimated at $177,469.

How much does homeowners insurance cost in WREN?

For a median priced home, homeowners insurance in WREN averages around $919 annually.

What is the true total cost of owning a home in WREN?

True homeownership costs go beyond principal and interest. In WREN, a typical homeowner with a median-priced home of $177,469 can expect to pay roughly $1,453/yr in property taxes, $919/yr for homeowners insurance, and $2,976/yr in energy utilities. That adds approximately $446 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.