Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

47801 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 47801 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 47801 Hub
Est. Total Monthly Cost
$1,349
P&I Payment$975
Taxes & Ins$169
Utilities$206
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 47801 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$182,397
Local Median: $182,397
$36,479 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,349

Monthly Breakdown

Principal & Interest
$975
Property Taxes
$108
Homeowners Ins.
$61
Utilities
$206

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$204,910

Local Housing Facts for ZIP Code 47801

  • ·Median home value: $182,397 (adjusted for current market conditions)
  • ·Est. property taxes: $1,298/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $726/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,473/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in TERRE HAUTE?

Based on the local median home value, estimated real estate property taxes in TERRE HAUTE are around $1,298 per year.

What is the average home price in TERRE HAUTE?

The median home value in TERRE HAUTE is currently estimated at $182,397.

How much does homeowners insurance cost in TERRE HAUTE?

For a median priced home, homeowners insurance in TERRE HAUTE averages around $726 annually.

What is the true total cost of owning a home in TERRE HAUTE?

True homeownership costs go beyond principal and interest. In TERRE HAUTE, a typical homeowner with a median-priced home of $182,397 can expect to pay roughly $1,298/yr in property taxes, $726/yr for homeowners insurance, and $2,473/yr in energy utilities. That adds approximately $375 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.