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48021 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 48021 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,361
P&I Payment$895
Taxes & Ins$274
Utilities$192
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Mortgage Details

$163,771
Local Median: $163,771
$32,754 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,361

Monthly Breakdown

Principal & Interest
$895
Property Taxes
$213
Homeowners Ins.
$61
Utilities
$192

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$191,155

Local Housing Facts for ZIP Code 48021

  • ·Median home value: $163,771 (adjusted for current market conditions)
  • ·Est. property taxes: $2,553/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $737/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,298/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in EASTPOINTE?

Based on the local median home value, estimated real estate property taxes in EASTPOINTE are around $2,553 per year.

What is the average home price in EASTPOINTE?

The median home value in EASTPOINTE is currently estimated at $163,771.

How much does homeowners insurance cost in EASTPOINTE?

For a median priced home, homeowners insurance in EASTPOINTE averages around $737 annually.

What is the true total cost of owning a home in EASTPOINTE?

True homeownership costs go beyond principal and interest. In EASTPOINTE, a typical homeowner with a median-priced home of $163,771 can expect to pay roughly $2,553/yr in property taxes, $737/yr for homeowners insurance, and $2,298/yr in energy utilities. That adds approximately $466 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.