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48026 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 48026 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,880
P&I Payment$1,304
Taxes & Ins$392
Utilities$184
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Mortgage Details

$246,250
Local Median: $246,250
$49,250 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,880

Monthly Breakdown

Principal & Interest
$1,304
Property Taxes
$317
Homeowners Ins.
$75
Utilities
$184

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$272,549

Local Housing Facts for ZIP Code 48026

  • ·Median home value: $246,250 (adjusted for current market conditions)
  • ·Est. property taxes: $3,807/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $896/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,205/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FRASER?

Based on the local median home value, estimated real estate property taxes in FRASER are around $3,807 per year.

What is the average home price in FRASER?

The median home value in FRASER is currently estimated at $246,250.

How much does homeowners insurance cost in FRASER?

For a median priced home, homeowners insurance in FRASER averages around $896 annually.

What is the true total cost of owning a home in FRASER?

True homeownership costs go beyond principal and interest. In FRASER, a typical homeowner with a median-priced home of $246,250 can expect to pay roughly $3,807/yr in property taxes, $896/yr for homeowners insurance, and $2,205/yr in energy utilities. That adds approximately $576 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.